AMLCo is the compliance platform built specifically for Australia's Tranche 2 reporting entities — real estate agents, accountants, lawyers, and trust & company service providers. Every feature is designed around your actual AUSTRAC obligations, not generic compliance theatre.
AMLCo brings every compliance function into a single, AUSTRAC-aligned platform — from customer onboarding and sanctions screening through to program documentation and AUSTRAC reporting.
Onboard customers with complete due diligence — identity details, source of funds, risk rating, and DFAT sanctions screening before they transact.
Screen any name against Australia's Consolidated Sanctions List in real time. Fuzzy matching with confidence scoring catches variants, aliases, and misspellings.
Automatically generated alerts for suspicious patterns — threshold breaches, third-party payments, overseas funds, and PEP exposure — all routed to an investigable queue.
A real-time overview of your compliance posture — customer risk distribution, open alerts, overdue reviews, and pending AUSTRAC reports at a glance.
Manage Suspicious Matter Reports and Threshold Transaction Reports with built-in deadline tracking, AUSTRAC submission workflows, and 7-year retention compliance.
Every action is timestamped and stored — customer changes, screening results, alert decisions, report submissions. Seven years, always retrievable.
Your complete Company Profile — entity details, key personnel, AUSTRAC registration, and an AUSTRAC-aligned ML/TF Risk Assessment. Answer 14 YES/NO business profile questions and instantly generate three fully-drafted, personalised Word documents: your AML/CTF Policy Document, Process Document, and ML/TF Risk Assessment — ready for approval and filing.
AMLCo replaces spreadsheets and paper files with a structured, searchable customer register purpose-built for AML/CTF compliance. Every customer profile captures the information AUSTRAC requires — and keeps it current.
AMLCo connects directly to Australia's Consolidated Sanctions List — maintained by the Department of Foreign Affairs and Trade. Every screening check runs against 3,828 listed individuals, entities, and vessels in real time.
AMLCo's alert engine evaluates every transaction against AUSTRAC-aligned monitoring rules — generating actionable alerts that route to a structured investigation queue. No more spreadsheets. No more missed red flags.
Every customer has a living risk profile — not a static file. AMLCo scores each customer on a 100-point scale based on their identity, transaction patterns, screening results, and account history. Risk ratings update automatically with every event.
AMLCo tracks every AUSTRAC reporting obligation from first trigger to submission — with deadline warnings, status tracking, and a complete audit log that satisfies the 7-year record-keeping requirement under s.116 of the AML/CTF Act.
AMLCo builds and maintains your entire AML/CTF Program from your company data. Answer 14 YES/NO questions about your business profile and generate three fully-drafted, AUSTRAC-compliant Word documents in seconds — personalised to your entity, your services, and your risk profile.
AMLCo is purpose-built for the reporting entities that came under AML/CTF obligations on 1 July 2026 — sectors where no compliance tooling existed before, and where generic platforms don't fit.
Screen buyers, vendors, and third parties before every transaction. Monitor for rapid resales, unusual payment structures, and overseas funds. Track TTRs on cash settlements above $10,000 and file SMRs when red flags emerge.
Manage CDD for business clients, beneficial owners, and associated trusts. Monitor for unusual cash movements, unexplained wealth, and complex structures — with a full audit trail ready for AUSTRAC review.
Satisfy CDD obligations at client onboarding, track source of funds for property settlements, screen against sanctions lists, and maintain the 7-year record-keeping required for all transaction files.
Manage complex beneficial ownership structures, screen multiple layers of principals, and maintain ongoing monitoring for entities with elevated ML/TF risk — all within a single compliant register.
AMLCo is built and maintained by TheAMLConsultant.com.au — CAMS-certified AML/CTF specialists with deep knowledge of AUSTRAC's expectations. Every feature maps to a real legal obligation, not a generic compliance concept.
Every workflow, alert rule, and CDD field is designed by CAMS-certified compliance professionals who understand what AUSTRAC actually audits — not what software vendors think it audits.
The sanctions database is Australia's DFAT Consolidated List — not a generic global watchlist. The reporting workflows align to the AML/CTF Act 2006 and AML/CTF Rules 2025, not foreign frameworks.
AMLCo is backed by direct access to AML/CTF compliance expertise. Software questions, alert investigations, SMR decisions — we are available as your expert support resource, not just a helpdesk.
We deliver the right solution for your business — not simply the one we built. Depending on your situation, your compliance framework may take any of these forms:
For smaller entities where proportionate, well-designed manual processes — registers, checklists, and decision logs — are more defensible than a misconfigured system.
For businesses with existing CRMs or practice management systems — we build compliance functionality directly into what you already use. No duplication. No integration cost.
For entities that need purpose-built AML/CTF software — a dedicated system with sanctions screening, KYC management, alert queues, and AUSTRAC reporting built in from the ground up.
For complex or large entities where an established enterprise platform is more appropriate — we specify, implement, and oversee the right tool without bias toward our own product.